Wednesday, October 20, 2010
Friday, October 8, 2010
Tuesday, September 7, 2010
Saturday, August 21, 2010
Tuesday, August 17, 2010
Sunday, August 8, 2010
Not only do I avoid going down aisles for things that I don't necessarily need (Hmmm, Chips Ahoy cookies...yes, please.) but I save money on buying things that are overpriced, already cooked meals. I have realized this week that it doesn't take that long to whip something together that is tasty and nutritious and costs me pennies on the dollar. I even find the time with a 15 month old running around my house, a dog that needs constant supervision so he doesn't eat anything valuable and a husband who is constantly out to sea (if I can find the time to cook a home cooked meal, so can you...). I don't give in to my junk food monster...If I do need something like spaghetti sauce, rice, pasta, those can easily be picked up in one aisle so I don't stray from my budget or my stomach's junk food wants...
Perhaps I'll add some of my whip up in a snap recipes here if demand is high... :)
Saturday, August 7, 2010
Tuesday, July 27, 2010
Monday, July 19, 2010
Saturday, July 17, 2010
He offers many tips and tricks as well as websites that will help you to comfortably and happily live below your means. What I love the most about this book is that its entertaining to read in addition to its educational value. I also love how he offers suggestions on how to live debt-free and pay off the big ticket items like your mortgage, student loans, etc. The mindset that he presents in this book really made me think about how I spend money and time on a daily basis. While David is on his next underway, I am going to try to take Yeager's "money fast" challenge and not spend any money during a given week. (I'll let you know how I come out) I definitely recommend this book to add to your summer reading list. I have every intention of picking up his first book after I finish this one.
Saturday, June 26, 2010
Cheap Entertainment for College Students
I guess if you didn't want the hassle of trying to then resell your textbooks when you were finished with them, this could be an avenue for you. The website claims that renting can be much cheaper than buying used textbooks. You are helping the environment when you rent from them since they plant a tree every time you rent. They also allow you to sell your textbooks to them. This could be valuable if you want to see how much you can get for your textbooks from an outside source that isn't your school bookstore. Check and note how much Chegg would give you and then go try to sell your books back to the bookstore and decide from there which gives you more money back. Gotta save where you can in college right?
Tuesday, June 22, 2010
There is really no need for me to have memberships to both and since it costs to have memberships to both it isn't practical for me to pay for both. However, after a recent trip to BJ's where I shopped on my mother's membership, I realized that it might benefit me more to shop there as opposed to Sam's.
First perk to shopping at BJ's is the ability to use coupons. They have some in-store and manufacturer's coupons are always accepted. I was able to get some yogurt that I could not buy at Sam's much cheaper than I would have paid at a regular grocery store or even the commissary with a coupon they had in-store. After a quick evaluation of the prices on things I normally buy anyway (I remember numbers so it was really easy to just recall from my brain what I paid at Sam's vs. BJ's for things), the prices were comparable with some things being cheaper at Sam's and some things cheaper at BJ's. The addition of a coupon for the things I normally buy (especially diapers) makes them cheaper at BJ's by several dollars.
A perk for shopping at Sam's Club is the fact that they have photo services in-store. I can't remember the last time I used the photo services there since we got an IPod that allows us to put photos on it for David to take underway with him so it makes this less of a perk, in my mind. However, if you do a lot of photo printing this would be a reason to keep a Sam's membership.
The second perk for shopping at BJ's is the availability of 100% no sugar added juice. I can't find anything at Sam's that isn't a juice cocktail or fake juice. Bj's has several options and with juice guzzlers like my son and my husband, it makes sense to save a few cents and buy in bulk to minimize trips to the grocery store.
Another perk for Sam's is their meat department. I really like the meat department at Sam's especially when they have "reduced for quick sale" items. They are almost always half price and I'm going to freeze them anyway so they will keep. I haven't really delved into the meat department at BJ's however, I've been told by people who have bought meat there that they were not impressed with the taste and quality. So the moral here is, I guess, is the intention to buy meat in bulk or can a trip to the commissary or grocery store suffice for this purpose?
I'm now at the end of my comparisons. I can't think of anymore...Anybody got anything else? Hopefully, someone benefitted from my brain explosion above...
Sunday, June 13, 2010
So I had found this site back when I first had Jordan and then I stopped using it because it was a bit cheaper to buy diapers at Sams. (Although $10 dollars off your first order makes getting diapers here cheaper, at least for that first order!) However, they have a ton of coupons on their site and there are a few things that you can get great deals on. It's great for first time moms too because you don't have to go to the store to get diapers and other baby needs, just hop on the computer and you can have them the next day! Even if you don't have a kid, you can save on shower gifts, etc. First time customers get $10 off their first diaper order ($49 minimum which is easy to hit because buying in bulk gets you there anyway). The code for $10 off is NINA9494.
I just ordered some sunscreen from them because its hard to find the "good and safe" sunscreen at the store. I'd rather not run around looking for the kind I want when I know I can get it here (and with a discount, 15% off skincare). I end up paying about the same amount anyway (or sometimes it ends up being cheaper). I recommend checking out the stuff on sale. Free 1 day shipping too...
Saturday, June 12, 2010
It's free. All you do is set up a free account and post items that you would like to get rid of. When someone requests one of your items you send it off. You earn request credits which you can then use to get items from other users. The nitty gritty details are listed on their homepage. If you decide to join, let them know I sent you (Nina Hodapp).
Friday, June 11, 2010
Apparently, you can shop at Costco without having a membership as long as you have a giftcard. Just get someone you know that has a membership to purchase you a giftcard and shop until your heart's content :) (Hey it saves $50 on a membership...)
Monday, June 7, 2010
The great thing about these stores is you can take them your dvd's and cd's you don't use and turn them into cash (a few dollars a piece) or store credit (a few dollars plus an added 25% on each item). I can get some new stuff while cleaning out the old stuff and not have to shell out money in the process! Admit it, everyone has that copy of the Baha Men's, Who Let the Dogs Out? that you never listen to anymore...
Friday, June 4, 2010
Great ideas for cheap dates. Not just for parents! Check it out. Got an idea for a cheap date? Share it here in the comments.
Thursday, June 3, 2010
The day of my grocery shop I stick to my list. I save money by not going down any unnecessary aisles this way and picking out things I don't need. Sometimes I get lucky and an item I was going to pick up anyway has a coupon on the package. (Sometimes its better than the one I found, if I found one for that item).
Here's just some other random tips:
-look online and see if your grocery store allows you to attach electronic coupons to your frequent shopper card and do so before you go grocery shopping.
-some stores like Harris Teeter double coupons (sometimes they have weeks where they triple them) up to 99 cents.
-check the circular for the store you are going to to see if they have any deals on things you are planning on buying. This way you know which brands are on sale and which ones are the best price to buy.
Tuesday, June 1, 2010
Thanks Brynne for telling me about this website and providing testimonial (she got over 20 dollars back in checks in the mail)! This is really cool. Sign up (it's free) and access stores from this website and you earn cash back for your purchases. Just click on the stores from this website and you earn a percentage of cash back on your purchase! They also offer coupons for some of their retailers. Definitely worth it.
Saturday, May 29, 2010
People post all kinds of great deals from $5 shoes at Land's End or $2 tank tops at Wet Seal. There are also household items, video games, etc. Might find something you need/want :)
This website is really cool. Just enter your zip code and it finds restaurants that are offering discounted gift certificates (most are 10 dollars for a 25 dollar gift certificate). Make sure you read the fine print though. Some require that you spend a minimum amount at their restaurant. Some don't require this and those are the best deals!
Friday, May 28, 2010
Carter's and OshKosh are having big sales this weekend as well as Stride Rite for all you moms out there. Get on their email lists to get valuable coupons! I have coupons for Stride Rite, Osh Kosh and Carters in my inbox, email me if you want me to forward them to you.
You can still get TV channels by buying an antenna and with HD they come in pretty good. We get 11 channels including all the major non-cable networks. I find myself filling in the time that I would have been channel surfing with other endeavors and spending more quality time with my son. Learn a language, start a blog :), read a book instead. There are countless possibilities of how you could spend your time. Any other suggestions?
Thursday, May 27, 2010
The Virginia Beach library's website is vbgov.com/libraries. From there you can search the catalog or click on individual libraries and get their information including lists of classes and a library calendar. I find that those people who love books are very passionate about what they do. When in doubt, give your local library a call. Most of the librarians are thrilled to talk to you about what they have to offer at their library.
1) keep them
2) sell them back to the college bookstore
3) put them on half.com and try to sell them yourself
I recommend doing #3 if you have no intention of keeping a certain textbook. Now, this may not be beneficial if you have a lot of science textbooks because let's face it, a new edition comes out like every 2 months...However, books for your "fluff" classes like that copy of Shakespeare's Hamlet or that random anthropology book that was written in the '30's could be useful to someone else. I found that the college bookstore was only willing to give you pittance on a book you sold back (like a few dollars or so.) Creating an account on Half.com allows you to set the price of your book competitively to match those that are selling on the site. You could actually end up getting almost what you paid for the book if demand is high enough. I've sold a number of books on Half.com and even though you know you paid for those books at some point, it's nice to see the half.com transaction deposit after the selling period ends. Sometimes I forget I sold things so when I go to budget and make sure there is enough money to pay bills, there's the added bonus of money I forgot existed. :)
When you need to buy textbooks, I always checked Half.com first to see if the price was better than my college bookstore. Most of the time it was (despite the fact that I also had to pay shipping). Buying used books also saves you money. If you don't care whether or not someone has highlighted in the book then why not save some dough?
Wednesday, May 26, 2010
The current free shipping coupon with no minimum is ISLAND PIN: 9172 expires 6/8/10
If you haven't tried this site out yet I highly recommend that you do. It doesn't cost anything to join and you can set your preferences to not receive daily emails if you like. This website provides daily deals that are ridiculously discounted since they have an agreement with each of the businesses to provide a certain number of customers from the sale of each Groupon. You are never obligated to buy anything. They cater to a number of cities all across the U.S.--Hampton Roads, Philly, Boston, Baltimore, etc. It's definitely worth a few minutes of your time...who knows, they may offer a coupon for something that you would already buy! Why not save money on something you are going to buy anyway?